An application for a mortgage loan requires many things to be considered. Your credit history has an influence on the ultimate acceptance of your loan. In other terms, if you have good credit score, you are highly qualified for that mortgage loan but a bad credit score can disqualify you from getting the mortgage loan. This is true for many large mortgage lending establishments. Ofcourse, many other factors also affect your mortgage loan approval. These other factors include value of the property, policies of the mortgage lending company, and others that are outside of the market rates. More information